Latest Boating Forum Topics:

  • Can Anyone take a Boat out to Sea? (9 posts)
  • boat moter not spitting water??? (4 posts)
  • Where to buy sail boats in vancouver? (2 posts)
  • How do I contact the marina vhf marine radio? (8 posts)
  • arkansas boating exam help? (3 posts)
  • Can my passengers drink on my boat in MI? (4 posts)
  • What waste tankers do southern water use? (3 posts)
  • 3 hp gamefisher outboard stops running after 1 or 2 minutes? (3 posts)
  • where do you find navigation charts for the columbia river? (4 posts)
  • Pirate dialogue. What sorts of insults might old fashioned pirates shout at each other while swashbuckling? (6 posts)
  • How do ships float? (10 posts)
  • Why wont my 90 hp outboard motor lower into the water, it is stuck in the up posion. The seliniod clicks.? (4 posts)
  • When did sailing start in the world and by who? (4 posts)
  • What has the "Queen of the Netherlands" (the ship) got to do with the Port Phillip Bay "Pilots"? (2 posts)
  • I am interested in purchasing a boat for around ,000 and I found one. BUT...? (3 posts)
    		•

     

    Introduction

    One of the first things family members should do when they have decided they want to get a boat is sit down and talk about it. Sharing ideas and asking questions is a very important part of the boat-buying process. An equally important part of this discussion should be making sure that the boat of your dreams is a boat you can afford. Without a loan, not many families, even those with two good incomes, can afford more than the basics when it comes to buying a fishing boat, a ski boat or a pontoon boat.

    If you and your family have taken this critical first step, you should be ready to shop seriously for a boat and for a loan.

    Basically, there are two ways to get started. When you are considering a new boat, visit three or more boat retailers and talk with friends and family who have boat experience. This may get you to the point where you write down the kind of boat you want, with all the extras. Make this your purchase plan, along with all the numbers and information you gathered from boat suppliers and other sources.

    If you are looking at a good used boat, from a dealer or an individual, do some research to get values for half a dozen similar boats, with the same accessories and trailer if possible.

    Let’s assume you have decided on a nice ski/fishing boat that is not specially designed for one activity or the other, but will do both nicely. Setting a top price that you can afford should involve at least two options: inboard motor or outboard motor. This will have a huge effect on the amount of money you will spend and on the style of boat you finally get. Be sure to include a quality trailer, hitch and all the necessary safety equipment in your price.

    Now you may be ready to buy the fishing boat, ski boat or pontoon boat you have always dreamed about. So, where does the money come from? If you are in the majority at this point, you will have to get some of the money, if not most of it, from a bank or other lender.

    But as one experienced boater said, this should not be a major worry. Thousands of banks and other lending sources want your business. If you are careful in your selection and follow all the steps, you may not even have to actually visit a bank in person. Shopping for a loan is just as important as shopping for the boat.

    Before looking specifically at boat loans, let’s take a minute to understand loans in general, and define a few terms.

    Sponsored Links:

    Related Articles:

    Boat Covers / Opting For Stearns Boat Covers
    Private Yacht / The Benefits Of Chartering A Private Yacht
    Boat Covers / Boat Oar Accessories - Fun Vs. Functional
    Yacht / Sabre Yachts
    / Towing And Trailering
    Boat Rentals / Myrtle Beach Boat Rentals
    Sail Boats / The Wet And Wild Sunfish Sail Boat
    Boat Sales / Ultimate Boat At Boat Sales In Reno
    Boat Tours / Portland Jet Boat Tours
    / Types Of Boat Sellers
    / Storing Your Boat
    / Buying Inflatable Boats
    Buying A New Boat / Types Of Boats Available
    Boating / Boating Clubs
    Sail Boats / Moving On Up: Sail Boat For Sale

    Also In This Category:

    Boat Loan
    - Finding A Boat Loan Lowest Rate
    - Looking For A Boat Canada Loan?
    - Where’s the money?
    - Getting The Best Boat Loan
    - Introduction - Getting a Boat Loan
    - Key steps
    - A Boat Loan For People With Bad Credit
    - CONCLUSION - Getting a Boat Loan
    - Finding A Boat Loan Small Boats Or Large
    - A Bad Credit Boat Loan Can Happen
    - Key steps
    - Finding The Right Used Boat Loan
    - Using A Boat Loan Calculator
    - Boat Loan Refinancing: Compare Your Options
    - Finding The Right Boat Loan Rate

    Currently Online :

    8 member(s), 31 guest(s):
    Contageous, HitTheSlopes, Iceberg, Lunatic, MindsEye, Polarize, PrehistoricSwimmer, ScardyCat, Ask Jeeves, Crawler.de, Gigabot, Google, InternetSeer.com, Cobion.com, Slurp

    Search :

    No comments yet
    sticks hotels cover rigs think years covered lines city characters stores map excitement couples yacht usually stability parties operator puffs harbour capsized remember themes parts breath bag yachts show diego serial regular here fishing medium road damage loan park ohio elegant buy premature privacy important rebuilt nitro tests today interior manufactured